【全国互联网金融创新中心】
National Internet-Based Financial
Innovative Centre
代表企业:网商银行、恒生电子、蚂蚁金服
Representative enterprises:
Mybank, Hundsun Technologies Inc. and Ant Financial
⊙ 2015 年 6 月 25 日,网商银行在杭州开业。作为首批民营银行
的试点,它是第二个开业的网络银行。没有实体网点,仅以信息
技术和互联网技术为依托,一切业务都在互联网上开展,一方面
降低了银行经营成本,另一方面也降低了融资成本,从而为小微
企业的融资带来了更多可能。作为互联网金融高地,杭州见证了
许多互联网金融企业在这里腾飞。杭州互联网金融创业气氛浓厚,
总体水平居全国前列。2015 年初,全国首个互联网金融大厦在杭
州落成,如果以这一坐标为中心画个同心圆,挖财、爱学贷、同
盾科技、蚂蚁金服、铜板街、51 信用卡、盈盈理财、恒生电子、
数米基金网、米牛、赢在投资等互联网金融企业都在这个同心圆内,
一个全新的互联网金融生态圈正在杭州形成。
⊙其中,“代表选手”恒生电子等堪称国内 A 股市场的风云人
物。20 多年前,在杭州成立的恒生电子还是一家 8 人小公司,到
2000 年,恒生电子营收过亿元,连续多年入围全球金融软件公司
百强,是国内唯一能够提供相关领域全面解决方案的“全牌照”IT
服务公司。
Mybank was in the first batch of pilot private banks allowed to operate in the
province and was the second bank to come online. It opened for business
in Hangzhou on July 25th, 2015. It is based on the Internet's information
technology networks, as opposed to typical physical networks all transactions
are done online. This cuts down on both banking and financing costs making
the financing of small and micro businesses all that much more possible.
As the Internet financing center Hangzhou has witnessed the takeoff of
financial Internet companies. All are hosted within its secure financial Internet
platforms,with many global ratings placing them as the best within China.
In early 2015, the first Internet financial tower in China was completed in
Hangzhou and radiating from it are the Internet financial enterprises, such
as Digging Gold, Loving to Learn Loan, Tongdun Technology, Ant Financial,
Copper Street, 51 Credit Card, Ying Ying Finance, Hundsun Technologies
Inc., Fund 123, Miniu and Assure Investment Consultation Co. Ltd., They all
constitute to Hangzhou's new Internet-supported financial environment.
Among the aforementioned enterprises, Hundsun Technologies Inc. plays a
very important role in the domestic \"A\" share market. A small company of 8
people set up in Hangzhou 20 years ago, it had an operating income of over
100 million RMB in 2000 and it is the only domestic \"full licensed\" IT service
capable of providing total solutions to problems in any industry. It has been
ranked amongst the top 100 global financial software companies for the last
several years.
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